Date: May 2011
A definite diagnosis by the attending Consultant of an illness that satisfies both of the following:
- the illness either has no known cure or has progressed to the point where it cannot be cured; and
- in the opinion of the attending Consultant, the illness is expected to lead to death within 12 months.
For the above definition, the following is not covered:
- terminal illness as defined above during the last 12 months before the cover end date.