Date: July 2001
Infection by HIV or AIDS provided: the infection results directly from 1) a Physical assault involving involuntary contact with either a hypodermic needle or an infected sharp instrument; or 2) a sexual assault. The incident happens in the EU, the Channel Islands or Isle of Man after the cover start date. The incident is reported to the police within 5 days; and a test, showing no HIV or HIV antibodies, is made within 5 days of the incident and a later test is made within 12 months showing infection by HIV or AIDS
Date: March 2001
Diagnosis of infection by any Human Immunodeficiency virus (HIV) provided that such infection is considered by us to be caused by a Physical assault in the UK involving needle stick injury, injury with a sharp instrument or by mucous membrane exposure to blood or blood stained body fluid. There must be clear evidence, satisfactory to us, that the infection was acquired in this way and the assault must have been reported to the police within 24 hours of its occurrence. You must have undergone a blood test within five days of the assault which indicated the absence of HIV or antibodies to such a virus and the assault must have been followed up with a further blood test within twelve months indicating the presence of HIV or antibodies to such a virus. All blood tests must be processed by a recognised hospital laboratory in the United Kingdom.
No change since January 2000