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HIV infection

Date: May 2011


Infection by Human Immunodeficiency Virus resulting from:

  • a blood transfusion given as part of medical treatment;
  • a physical assault; or
  • an incident occurring during the course of performing normal duties of employment;

after the start of the plan and satisfying all of the following:

  • the incident must have been reported to the appropriate authorities and have been investigated in accordance with the established procedures.
  • where HIV infection is caught through a physical assault or as a result of an incident occurring during the course of performing normal duties of employment, the incident must be supported by a negative HIV antibody test taken within five days of the incident.
  • there must be a further HIV test within 12 months confirming the presence of HIV or antibodies to the virus.
  • the incident causing infection must have occurred in one of the following countries: Australia, Austria, Belgium, Bulgaria, Canada, the Channel Islands, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, Iceland, the Isle of Man, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Republic of Ireland, Slovakia, Slovenia, Spain, Sweden, Switzerland, the United Kingdom and the United States of America.

For the above definition, the following is not covered:

  • HIV infection resulting from any other means, including sexual activity or drug abuse.

No change since July 2009


What does this mean?

Evidence suggests that infection with the Human Immunodeficiency Virus (HIV) can eventually lead to the development of Acquired Immune Deficiency Syndrome (AIDS).

There is currently no cure for AIDS. It causes the body’s defence mechanisms to break down leaving the sufferer open to various infections, which would normally pose little threat to people unaffected by AIDS. These infections usually prove to be fatal.

More and more cases of physical assault are being reported to the police where the victim has been brought into contact with the HIV virus. A claim would be paid where the attack had been reported to the police and it is proved that the HIV infection was because of the attack.

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